Maulana Mohammad Habeeb
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Name: Maulana Mohammad Habeeb
Age: NIL
Location: Doha, Qatar
Expertize: Quran and Fiqh
Question:Can one invest in Term Deposits (Fixed Period investment) in an Islamic Banking Bank which is located in a Gulf Country, the deposits return a variable profit after every month and the profit is declared at the end of the month.

The bank is jointly owned by Government organisations + Shareholders which are institutions from different countries (Mainly in Gulf).

The bank says the following;

-Based on the concept of mudarabah
-The depositor provides funds as ‘rabb-ul-maal’ and bank invests these funds as ‘mudarib’
-Based on this relationship, the depositors and bank become beneficiaries of the profit earned
-When the joint investment pool earns profit, it is distributed in a pre-agreed ratio between depositors and bank
-Profit at competitive rates credited to your account at maturity of the deposit

Ayatollah:Sistani

Answer: According to the description given in the query, the transaction is legitimate.
Question:I might be in the first or second week of my pregnancy but i am not sure yet as all my tests are negative but my periods are missed by 7 days now. Is abortion at this stage permissible?

Ayatollah:N/A

Answer: No
Question:I wanted to ask I have a necklace with a pendant which has the name of Allah, the prophet and the ahlulbayt on it. Is it okay to wear it while in the washroom?

Ayatollah:Sistani

Answer: No problem, as long as the name does not touch your skin. However, it is preferable to take it off.
Question:1.) While doing any type of ghusl, if i talk with someone or speak anything, my ghusl will become void?

2) While doing ghusl, after washing the head, the neck is to be washed and then the right side of the body and then remaining left. So traps are included in neck, or remaining body parts?

Ayatollah:Sistani

Answer: 1- No.
2- You need to wash the head and neck, with a little bit of the chest, shoulders and back, then get out of the shower, then wash the body, with little bit of the neck.
It is preferred that you wash the right side of the body first, then the left side.
Question:Since I've been baligh, I've prayed and fasted on and off and I have no idea how many prayers/fasts I've missed. I'm pretty sure some years I haven't missed anything, and other years I've missed the majority.

How do I determine how many prayers/fasts I have to make up? Also, some of the fasts missed were intentionally broken while some weren't, so how do i determine how many i have to do kaffarah for?

Ayatollah:Sistani

Answer: You have to make up the number you are certain about.
That is, if the number of missed days is either 40 or 50 days, you can assume that it is 40.
The same thing applies to the kaffarah.
Question:If there is a water filter that puts fragrance into the water in small quantities, does ghusl with such water become invalid?

Ayatollah:Sistani

Answer: If the quantity of the fragrance is very minimal, that it does not effect the purity of the water, and changes it to added water, although there is a smell in it, then,, there is no problem in performing wodu or ghusl with it.
Question:Please can you clarify the significance of the sufro of our 6th holy imam celebrated, and any resources please. In India culture I think it’s a sort of dinner hosted in the name of that Imam, I think something similar is usually hosted in Iran as well

Ayatollah:Sistani

Answer: It is a tradition.
There are no sources for it.
Question:How are 10 days calculated when travelling? Would it be 24hours times 10 days? Or is it calculated by arriving relative to salah timings? Ie one Fajr to the next?

My specific example is that I am arriving at a city 31st May at 9am and leaving it 10th June 11am, am I able to fast/pray full?

Ayatollah:Sistani

Answer: There are two ways to calculate:
1- If you arrived after Sunset, then the calculation starts from the dawn of next day, till the sun set of the tenth day. Hence, if you will travel before the Sunset, it is less than ten days.
2- If you arrived after dawn, as it is in your example, at 9 am of 31St of May, then the ten days will complete by 9 am of June 10Th.
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