How should I recite zohr namaz with jamat and in furada?

Rules regarding congregational prayers:
A follower must say everything in congregational prayers except the recitation of Sūrat al-Ḥamd and the other surah; however, if the first or second rakʿah of the follower is the third or fourth rakʿah of the imam, then he must recite Sūrat al-Ḥamd and the other surah.

If in the first and second rakʿah of the ṣubḥ, maghrib, and ʿishāʾ prayers a follower hears Sūrat al-Ḥamd and the other surah, then even though he is unable to distinguish the individual words, he must not recite Sūrat al-Ḥamd and the other surah. However, if he cannot hear the voice of the imam, it is recommended that he recites Sūrat al-Ḥamd and the other surah but he must recite them in a whisper; and in the event that he inadvertently recites them aloud, there is no problem.

Based on obligatory precaution, in the first and second rakʿah of ẓuhr and ʿaṣr prayers, a follower must not recite Sūrat al-Ḥamd and the other surah, and it is recommended that he says dhikr instead.

Rues Regarding Furada Prayer:

In the first and second rakʿah of the ṣubḥ, maghrib, and ʿishāʾ prayers as a Furada a person must recite Sūrat al-Ḥamd and the other surah with loud voice (not too much just normal).However, he should not recite the Sūrat al-Ḥamd and the other surah with loud voice in his Zohr and Asr Namaz rather he must recite them in a whisper.
But it is Mustahab he should say Bismillah loudly before Sūrat al-Ḥamd and the other surah in Zohr and Asr prayers.
In 3rd rakat of Maghrib and 3rd & 4th rakat of Isha Tasbeehate Arba’a must be said silently. Rest of the Zikr should be recited in normal voice neither loudly nor as if any one whisper.