I have been saving for the past year for house renovations and now reached my goal. My house renovation will start in April 2020 but my date for khums is end of March.

Do I still need to pay khums on this amount? If I do pay khums on this amount means I will have to ask elsewhere such as lending or from a bank to make up the remaining amount which I really don’t want to do.

Please advise

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There will be no khums so long as the savings is specifically for the house which definitely need for yourself and your family.