I just have a question regarding khums.

If I have taken out an insurance policy on my car and if I pay $1000 per year for this insurance premium in return for full insurance on the car. In the case where I inshaAllah do not make a claim throughout the year due to not needing to make a claim, do I have to pay khums on the $1000? or is car insurance assumed to be a lawful expense that I don’t have to pay khums on the yearly premium?

#You don’t have to pay Khums on it