Temporary marriage does not need to lead to permanent. They are different. The opinion regarding allowing only temporary marriage with Ahlul Kitab and not permanent is by some marajie, such as Ayatollah Sistani. It is based on the understanding of the Hadith literature that distinguishes the temporary from the permanent.
Re females, it is unanimously agreed by Muslim scholars according to the Quran that they cannot Mary a non Muslim. We may think it’s because the male may influence his wife but Allah knows best