In relations to my question about Khums and student loans, I was wondering what I actually need to pay Khums on as I’ve heard varying replies to this question.

As a hypothetical example, say I had

£500 at the start Jan 2021 then a year later in Jan 2022 I had £3000 with £1,500 being from a student loan.

What would I be required to pay Khums on if at all, as I have been told different answers.

Please read this booklet carefully as it answers your questions

https://fiqh.world-federation.org/wp-content/uploads/2020/02/Khums_Guide_Web.pdf